aferilumiteona Financial Education Logo

aferilumiteona

Financial education for smart entrepreneurs

Meet Your Financial Mentors

Real entrepreneurs who've built successful businesses share their budgeting wisdom and practical money management strategies with Australian business owners

Kieran Mitchell, Senior Financial Advisor

Kieran Mitchell

Senior Financial Advisor

Started three businesses between 2018 and 2023. Lost money on two of them before figuring out what actually works. Now I help other entrepreneurs avoid the cash flow mistakes that nearly sank my first startup.

My approach is straightforward — no fancy jargon or complex formulas. Just proven systems that keep your business funded and growing sustainably. I've worked with over 200 Australian entrepreneurs since 2022.

Background & Experience

  • Built and sold a Brisbane-based consulting firm in 2024
  • Certified Financial Planner (CFP) - 2020
  • Former senior analyst at Westpac Business Banking
  • Regular contributor to Small Business Australia magazine

Our Core Expertise Areas

Three fundamental areas where most entrepreneurs struggle — and where we focus our energy to help you build lasting financial stability

Cash Flow Management

Weekly and monthly cash flow planning that prevents the feast-or-famine cycle. We show you how to predict income gaps and build buffers before problems hit.

Expense Control

Practical systems for tracking business expenses without drowning in spreadsheets. Learn which costs actually drive revenue and which ones drain profit.

Growth Planning

Smart budgeting for business expansion. How to fund growth opportunities without risking everything you've already built. Sustainable scaling strategies that work.

How We Work Together

Every entrepreneur faces different financial challenges. Some struggle with irregular income, others with unexpected expenses, and many with knowing when it's safe to invest in growth.

We tailor our guidance to your specific situation rather than offering generic advice that doesn't fit your reality.

Real-World Focus

We discuss actual numbers from your business, not theoretical examples. Every recommendation is based on your current financial position.

Practical Tools

Simple tracking systems you can actually use. No complicated software or time-consuming processes that create more work than value.

Ongoing Support

Monthly check-ins to review progress and adjust strategies as your business evolves. Financial planning isn't a one-time event.

Your Financial Transformation Journey

A clear path from financial stress to confident money management, developed through working with hundreds of Australian entrepreneurs

1

Current State Review

Honest assessment of where your business stands financially. We identify immediate risks and quick wins within your first month.

2

System Implementation

Build tracking and forecasting systems that work for your schedule. Most entrepreneurs see clearer financial visibility within 6-8 weeks.

3

Stability Building

Develop emergency funds and predictable cash flow patterns. This typically takes 3-6 months depending on your business model.

4

Growth Planning

Once stability is achieved, create smart expansion strategies that don't jeopardize your financial foundation. Long-term sustainable growth.

Entrepreneurs collaborating on financial planning strategies

Ready to Take Control?

Financial stress doesn't have to define your entrepreneurial journey. With the right systems and guidance, you can build a business that supports both your goals and your peace of mind.

Our next group program starts in September 2025. Spots are limited to ensure personalized attention for each participant.

Program Details

12-week intensive covering cash flow management, expense optimization, and growth funding strategies. Includes monthly group sessions and individual check-ins.