Privacy Policy
Your privacy matters to us at aferilumiteona
Last updated: March 15, 2025
Overview
aferilumiteona respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your personal data when you use our budgeting services for entrepreneurs in Australia.
We operate under Australian privacy laws, including the Privacy Act 1988 and the Australian Privacy Principles (APPs). This policy applies to all personal information we collect from you, whether through our website, services, or direct interactions.
Information We Collect
Personal Information
- Full name and contact details
- Email address and phone number
- Business information and ABN
- Financial data related to budgeting
- Payment and billing information
Technical Information
- IP address and device information
- Browser type and version
- Usage patterns and preferences
- Session data and cookies
- Location data (if permitted)
We only collect information that is necessary for providing our budgeting services to entrepreneurs. You can choose not to provide certain information, though this may affect our ability to offer specific services.
How We Use Your Information
Your personal information helps us deliver effective budgeting solutions tailored to your entrepreneurial needs. Here's how we use your data:
| Purpose | Description |
|---|---|
| Service Delivery | Creating personalized budgeting plans and financial analysis |
| Communication | Sending updates, reports, and responding to inquiries |
| Account Management | Managing your account, billing, and subscription services |
| Improvement | Analyzing usage to enhance our services and user experience |
We never sell your personal information to third parties. All data processing is conducted with your consent or where we have a legitimate business interest, always in compliance with Australian privacy legislation.
Data Storage and Security
Your data security is our priority. We store your information on secure servers located in Australia, with robust encryption and access controls protecting your personal details.
Security Measures
We employ industry-standard security practices including SSL encryption, regular security audits, multi-factor authentication, and limited access protocols. Our team receives regular privacy training to ensure your data remains protected.
We retain your personal information for as long as necessary to provide our services, typically for the duration of your account plus seven years for financial records, in accordance with Australian tax and business requirements. You can request data deletion at any time, subject to legal retention obligations.
Your Rights Under Australian Privacy Law
Under the Privacy Act 1988, you have several rights regarding your personal information. These rights empower you to control how your data is handled.
- Access: Request a copy of the personal information we hold about you
- Correction: Ask us to correct or update inaccurate information
- Deletion: Request deletion of your personal data (subject to legal requirements)
- Portability: Receive your data in a structured, commonly used format
- Complaint: Lodge a complaint with us or the Office of the Australian Information Commissioner
To exercise these rights, contact us using the details below. We'll respond to your request within 30 days, and there's no charge for reasonable requests. We may need to verify your identity before processing certain requests.
Sharing Information
We share your personal information only when necessary for service delivery or legal compliance. This includes trusted service providers who help us deliver our budgeting platform and financial analysis tools.
Service Providers
Cloud hosting services, payment processors, and email service providers who operate under strict confidentiality agreements and data protection standards.
Legal Requirements
Government agencies when required by Australian law, court orders, or regulatory requirements. We'll notify you unless prohibited by law.
All third-party providers we work with meet Australian privacy standards and are contractually bound to protect your information. We never share your data for marketing purposes without explicit consent.
Cookies and Tracking
Our website uses cookies to enhance your experience and provide personalized budgeting insights. You can control cookie preferences through your browser settings.
Types of Cookies We Use
- Essential cookies for website functionality and security
- Analytics cookies to understand how you use our services
- Preference cookies to remember your settings
- Performance cookies to optimize loading times
We don't use tracking cookies for advertising purposes. All analytics data is anonymized and used solely to improve our budgeting platform for entrepreneurs.
International Data Transfers
While we primarily store data within Australia, some service providers may process information overseas. When this occurs, we ensure adequate protection through standard contractual clauses and adequacy determinations.
Countries where your data might be processed include the United States (for cloud services) and the European Union (for analytics). These transfers are conducted under frameworks that provide equivalent privacy protection to Australian standards.
Changes to This Policy
We review this Privacy Policy annually or when significant changes occur to our data practices. When updates are made, we'll notify you via email and update the date at the top of this policy.
Continued use of our services after policy changes indicates your acceptance of the updated terms. For significant changes that affect your rights, we'll seek explicit consent before implementing them.
Contact Our Privacy Team
For privacy-related questions, data requests, or concerns:
contact@aferilumiteona.com
+61 3 9509 9599
498 Hunter St, Newcastle NSW 2300, Australia
We respond to privacy inquiries within 5 business days